209.668.7000 info@goapm.com

Staff and Something About Us


American Pacific Mortgage
222 S. Thor St. #3 & #10
Turlock, CA 95380
For general questions, email: info@goapm.com

2015-04-21 13.38.05

Ken – Manager/Loan Officer

Ken Rivera – Manager/Loan Officer

Ken is the branch manager and a seasoned loan officer. He has over 30 years of experience in the real estate and mortgage lending fields. Please feel free to call for advice. He is available for consultations and happy to provide references from many happy customers.  Please click here for reviews.

Office: (209) 668-7000
Cell: (209) 648-3596
Fax: (209) 668-1210
Email: ken@goapm.com
California BRE License #00859791



Office Picture_Renee(1)

Renee – Loan Officer

Renee Rivera – Loan Officer

Renee has seen every aspect of the mortgage industry spanning over 30 years experience. Her vast knowledge comes from having been a loan processor and underwriter for many years. She has put this background to work as a loan officer for the benefit of each and every one of her clients. To see what other satisfied clients are saying about Renee click here.

Office: (209) 668-7000
 (209) 648-5455
(209) 668-1210

Email: renee@goapm.com
California BRE License #01087028


Microsoft Word - photo

Angie – Loan Officer

Office Picture_James

James – Loan Officer

Angie Gentry/James Cabral – Loan Officers

Angie and James are recent additions to our experienced staff and team up to better service their clients. They bring wealth of knowledge from the financial services industry and transferred to our office from another American Pacific Mortgage branch. The combination of financial background with many years of loan experience make them the ideal team with whom to discuss your financial plans as they pertain to one of you largest assets, your home. Give them a call today!

Office: (209) 668-7000
Angie Cell: (209) 602-4876
Fax: (209) 668-1210
Email: angie@goapm.com
Licensed in California 
James’ Email: james@goapm.com

Licensed in California 


Carrie Baker – Loan Officer

Carrie joined us in 2014 with vast experience in the financial planning field. Her experience made her one of the most valuable additions to our staff. Her knowledge, attention to detail and genuine caring attitude are the ideal attributes to help clients with their home purchase or refinance.

Office: (209) 668-7000
Fax: (209) 668-1210
Email: carrie@goapm.com
Licenced in California



Carmen Flores – Assistant Loan Processor

Carmen joined American Pacific Mortgage in 2015. Hers is the first voice you will hear calling into our office and she brings a genuine caring attitude for all of our clients, past and present.

Office: (209) 668-7000
Fax: (209) 668-1210
Email: carmen@goapm.com




Lissette Ruesga – Loan Processor

Lissette first joined American Pacific Mortgage in 2004 and worked with us until 2008. She has since re-joined our team and we are grateful to have her back! Her pleasant disposition and general knowledge of the loan business make her an invaluable asset to our office.



Office: (209) 668-7000
Fax: (209) 668-1210
Email: lissette@goapm.com


Brittney Espeland – Administration Assistant/Marketing 

Brittney is the newest member to join our American Pacific Mortgage Team. She has a go get ’em attitude with a drive and passion to help our team assist with your loan needs.



Office: (209) 668-7000
Fax: (209) 668-1210
Email: brittney@goapm.com


About Us

We're here to help.

We’re here to help.

American Pacific Mortgage in Turlock was established in 2004 as part of the American Pacific Mortgage Corporation mortgage bank family. Our team is committed to providing our clients with the highest quality mortgage services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get the financial solution tailored specifically to meet your needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.




American Pacific Mortgage
222 S. Thor St. #3 & #10
Turlock, CA 95380
For general questions, send email to: info@goapm.com


Contact Us

American Pacific Mortgage
222 South Thor Street # 3 & #10
Turlock, CA 95380
Phone: 209.668.7000
Visit Us On FacebookVisit Us On Linkedin