209.668.7000 info@goapm.com

Staff and Something About Us


American Pacific Mortgage
222 S. Thor St. #3
Turlock, CA 95380
For general questions, email: info@goapm.com

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Renee – Loan Officer

Renee Rivera – Loan Officer

Renee has seen every aspect of the mortgage industry spanning over 30 years experience. Her vast knowledge comes from having been a loan processor and underwriter for many years. She has put this background to work as a loan officer for the benefit of each and every one of her clients. To see what other satisfied clients are saying about Renee click here.

Office: (209) 668-7000
 (209) 648-5455
(209) 668-1210

Email: renee@goapm.com
California BRE License #01087028; NMLS #230766


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Angie – Loan Officer

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James – Loan Officer

Angie Gentry/James Cabral – Loan Officers

Angie and James are recent additions to our experienced staff and team up to better service their clients. They bring wealth of knowledge from the financial services industry and transferred to our office from another American Pacific Mortgage branch. The combination of financial background with many years of loan experience make them the ideal team with whom to discuss your financial plans as they pertain to one of you largest assets, your home. Give them a call today!

Office: (209) 668-7000
Angie Cell: (209) 602-4876
Fax: (209) 668-1210
Email: angie@goapm.com
Licensed in California 
James’ Email: james@goapm.com

Licensed in California 


Carrie Baker – Loan Officer

Carrie joined us in 2014 with vast experience in the financial planning field. Her experience made her one of the most valuable additions to our staff. Her knowledge, attention to detail and genuine caring attitude are the ideal attributes to help clients with their home purchase or refinance.

Office: (209) 668-7000
Fax: (209) 668-1210
Email: carrie@goapm.com
Licenced in California NMLS #1185816


Brittney Espeland – Administration Assistant/Marketing 

Brittney is the newest member to join our American Pacific Mortgage Team. She has a go get ’em attitude with a drive and passion to help our team assist with your loan needs.



Office: (209) 668-7000
Fax: (209) 668-1210
Email: brittney@goapm.com


About Us

We're here to help.

We’re here to help.

American Pacific Mortgage in Turlock was established in 2004 as part of the American Pacific Mortgage Corporation mortgage bank family. Our team is committed to providing our clients with the highest quality mortgage services combined with competitive rates in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get the financial solution tailored specifically to meet your needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or *consolidating debt, our experienced team of loan officers can help find loan options at competitive rates to fit your unique situation. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We keep all your information secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

* American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed. We encourage all consumers to do their own research, and examine their options carefully before selecting a particular course of action.




American Pacific Mortgage
222 S. Thor St. #3 & #10
Turlock, CA 95380
For general questions, send email to: info@goapm.com


Contact Us

American Pacific Mortgage
222 South Thor Street # 3 & #10
Turlock, CA 95380
Phone: 209.668.7000
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